Personal Funding Credit Requirements
⇒ Minimum 680+ FICO Score with ALL 3 Credit Bureaus
⇒ 3+ Years of Clean Credit History (5+ Years is Even Better)
⇒ 30% Utilization on OPEN Revolving Credit Lines
⇒ At Least 3+ OPEN Lines of Revolving BANK Credit Cards with a Minimum $5,000 Limit (NOT Authorized User Accounts)
⇒ NO Derogatory Accounts Within the Last 48 Months
⇒ NO Bankruptcy in the Last 5 Years
⇒ NO Student Loans in Forbearance or Default
⇒ NO More Than 5 Inquiries Per Bureau In Last 6 Months
⇒ ***Recent Late Payments, Judgments, Liens, etc. are on a Case by Case Basis
How It Works
Loan Amount
Loan Term
Time to Fund
Interest Rate
Talk with a Finance Advisor Now
(800) 459-9410
Monday – Friday
10 AM – 7 PM Eastern
Unsecured Personal Credit Cards Benefits
Unsecured personal credit cards are loans that are approved without the need for collateral. Instead of pledging assets, borrowers qualify based on their credit history and income. Lenders do not have the right to take physical assets (such as a home or vehicle) if borrowers stop making payments on unsecured loans.
Funding Highlights:
$5,000 to $250,000
Funds as early as 10 Days
0% Interest Revolving Lines of Credit Available
No Income Documentation
No Verification of Employment
No Upfront Fees
No Application Fees
Our Fees:
NO Upfront FeesOne Time Backend Success Fee of 9.9%
Fast, Easy Qualification
Use Your Funds for Any Purpose
